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Empowering Your Business Growth

Running a successful business requires sufficient working capital to meet day-to-day operational expenses. Our Working Capital Loan is designed to provide the financial flexibility your business needs, ensuring smooth operations and fostering growth.

Why Choose Orion Finance World for Your Working Capital Loan

Structured SME Finance

Tailored financial solutions to suit the unique needs of SMEs.

Flexible Repayment Options

Customized repayment plans aligned with your business cash flows.

Affordable Interest Rates

Competitive interest rates for cost-effective financing

SME Domain Professionals

Dedicated experts with a deep understanding of the SME sector

Multiple Bank Options

Access to a network of reputable banks for diverse funding choices.

Foreign Currency Funding Assistance

Assistance in securing funding in foreign currencies for international business needs.

Key Features

Interest Rate

Competitive rates ensuring cost-effective financing

Loan Amount

Up to 2 Crores to meet varying business needs.

Tenure

Flexible repayment tenure of up to 36 months.

Processing Fees

Varied options across banks to suit your budget.

Eligibility Criteria

  • Age Limit: 21 to 70 years
  • Business Type: Sole Proprietorship, Partnership, Private Ltd., Partnership (LLP)
  • Business Vintage: Minimum 3 years
  • Turnover: As per lender's criteria
  • Credit Score: Preferably 650 and above

Documents Required

Individual KYC (Photo, PAN, Aadhar Card of all applicants and co-applicants).

Residence light bill of proprietor/directors/partners (If rented, then rent agreement).

Permanent Address Proof.

Business KYC (Company PAN Card, Udyam Certificate, Gumasta Certificate, GST Certificate, List of Directors & Shareholding Pattern, Partnership Deed, Certification of Incorporation).

MOA (Memorandum of Association) and AOA (Articles of Association).

Office light bill (If rented, then rent agreement).

Latest 3 years Company ITR with audit report (CA Attested).

Latest 2 years ITR of all directors all partners (CA Attested) last 3 yrs.

1 year GST return.

1 year current account statement. & Saving A/c

All ongoing loans on company and individual names, sanction letters.

Repayment track record of all ongoing loans.

Form 32 and Form 20B (if required).

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Calculator

Get an approximate figure for the total monthly instalment payments along with a complete break-up of the loan.

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Loan Duration(Year)
Rate of Interest
Principal Amount

Interest Payable

Total Amount Payable

Your EMI Amount

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FAQs

1. How quickly can I expect loan approval?

Loan approval times may vary, typically ranging from a few days to a couple of weeks based on document submission and verification.

While a good credit score is preferred, we assess each application individually, considering various factors.

Loan amounts can go up to 2 Crores, depending on your business needs and eligibility.

We prioritize transparency, clearly outlining terms, interest rates, and fees during the application process.

Yes, our experts can assist you in securing funding in foreign currencies for your international business requirements.
Partner with Orion Finance World for your Working Capital Loan needs and experience seamless financial support tailored to elevate your business to new heights.

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