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Drive Dreams Home

Orion Finance World's commitment is to empower your car-buying journey. Our car loan solutions are designed with transparency, efficiency, and customer satisfaction in mind. By leveraging the value of the car you intend to purchase, we make the financing process straightforward, ensuring that you experience the joy of driving your dream car without unnecessary hassles.

Why Opt for Orion Finance World for Your Car Loan?

Streamlined Loan Processing

Our car loan application process is meticulously designed to be efficient and hassle-free. We are dedicated to making the loan processing experience smooth and straightforward, saving you valuable time and effort.

Flexible Tenure Policy

Enjoy the freedom to choose a repayment period of up to 7 years with our flexible loan tenure options. This ensures that you can comfortably manage your loan payments while relishing the experience of driving your new car.

Attractive Interest Rates

Our primary goal is to provide you with competitive interest rates on your car loan. Understanding the importance of affordability, we collaborate with multiple banks and NBFCs to secure the best interest rates available for you.

Up to 85% Funding for Used Cars

If you're eyeing a used car, we provide up to 85% funding options. This significant funding percentage makes it easier for you to own your desired pre-owned vehicle.

Multiple Payment Options

Tailor your payment experience to suit your convenience. Whether you prefer traditional monthly installments or a customized repayment schedule, we offer various payment options to accommodate your preferences seamlessly.

Collateral-Free Car Loan

Simplifying the loan process, our car loans are collateral-free. This means you won't need to pledge any assets or provide additional security, allowing you to focus on driving your new car with peace of mind.

Up to 100% Funding for New Cars

Recognizing the substantial investment required for a new car, we offer up to 100% funding options. This allows you to finance the entire cost of your dream vehicle.

Minimal Documentation

We believe in a hassle-free documentation process. Our car loan application requires minimal documentation, ensuring a smooth and efficient approval process.

Key Features

Interest Rate

Starting from 8.65% onwards (may vary across lenders)

Loan Amount

80% to 90% of the car’s on-road price (some lenders may offer up to 100%).

Tenure

Up to 7 years.

Processing Fees

Starting from 0.5% onwards of the loan amount (may vary across lenders).

Eligibility Criteria

  • Age Limit:
    Applicants typically need to fall within the age range of 21 to 60 years, with an additional condition that the age should not exceed 65 years at the time of loan maturity.
  • Minimum Income:
    The minimum income requirements are as follows:
    1. For Salaried Individuals: Rs. 25,000 per month
    2. For Self-Employed Individuals: Rs. 3 lakh per annum
    It's important to note that these figures may vary across different lenders and loan schemes.
  • Minimum Work Experience:
    To qualify for a car loan, a minimum work experience is often required. Generally, applicants need to have a work history of at least 2 years, with a minimum of 1 year spent with the current employer.
  • Credit Score:
    Maintaining a healthy credit score is crucial for loan approval. Lenders typically prefer a credit score of 750 and above, although this requirement may vary across different lending institutions.
    It's essential to keep in mind that these eligibility criteria provide a general guideline, and specific requirements may differ among lenders. Prospective borrowers are encouraged to check with their chosen lending institution to understand the exact criteria applicable to the car loan scheme they are interested in

Documents Required

Common Documents for All Applicants:

Individual KYC: This includes a recent photograph, Pan Card, and Aadhar Card.

Current Residence Address Proof: A utility bill serves as proof of your current residence.

Car Quotation: A document provided by the dealer detailing the cost of the car.

Additional Documents for Salaried Individuals:

Latest 3 months’ Salary Slip: Providing the latest salary slips helps verify your income.

6-month Bank Statement: Reflecting the salary credited, this statement provides insights into your financial transactions

Company ID Card / Offer Letter / Visiting Card: These documents serve to establish your association with the employer.

Additional Documents for Self-Employed Individuals:

2 Years ITR (Income Tax Returns): Providing the last two years' ITR establishes your income consistency.

1 Year Monthly Bank Statement: This document showcases your financial transactions over the past year.

Business KYC: This includes documents such as the Udyam Certificate, Gumasta Certificate, and GST Certificate.

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It's important to note that while the above list is indicative, your lender may request additional documents based on specific requirements. Prospective borrowers are advised to consult with their chosen lending institution for precise information regarding document submission.

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FAQs

1. Who is eligible for a Car Loan

Orion Finance World extends its support to a diverse range of individuals, ensuring accessibility to financial solutions tailored to specific professional backgrounds. Explore our offerings based on your employment status:

  1. Self-Employed Individuals (Public Limited Companies): Directors associated with public limited companies find a reliable financial partner in Orion Finance World. Benefit from our tailored solutions designed to meet the unique needs of self-employed professionals in the public sector.
  2. Self-Employed Individuals and Professionals (Partnership Firms): Partners in partnership firms can access our comprehensive financial solutions. Orion Finance World understands the dynamics of partnership businesses, providing bespoke financial assistance to self-employed individuals and professionals in this category.
  3. Self-Employed Individuals and Professionals (Sole Proprietorship): Sole proprietors running their own businesses can trust Orion Finance World for personalized financial support. Our offerings are tailored to meet the specific needs of individuals aged 21 and above, ensuring financial solutions that align with your entrepreneurial journey.
  4. Salaried Individuals: Employees of private limited companies and public sector undertakings, including central, state, and local bodies, discover a reliable financial partner in Orion Finance World. Our solutions cater to individuals aged 21 to 60, with a minimum work experience of 2 years and at least 1 year with the current employer.

At Orion Finance World, we understand the diverse landscapes of employment, and our financial solutions are crafted to empower individuals across various professional domains. Trust us for financial solutions that understand and cater to your unique needs

At Orion Finance World, we believe in making car ownership dreams accessible to all, and our eligibility criteria are designed to accommodate a broad spectrum of applicants. While specific income requirements may vary among financial institutions, we aim to provide a transparent understanding of our expectations.
Minimum Income Requirement : Understanding the financial diversity of our applicants, Orion Finance World typically requires a minimum annual income of Rs. 300,000/- to qualify for a car loan. This ensures that our services are accessible to a wide range of individuals aspiring to own their dream vehicles.
Salaried Individuals Eligibility : For salaried individuals, our car loan offerings cater to employees of private limited companies and public sector undertakings, encompassing central, state, and local bodies. To qualify, individuals should be a minimum of 21 years old at the time of application and not exceed 60 years by the end of the loan tenure.
Additionally, a stable employment history is crucial. Applicants should have a minimum work experience of 2 years and should be working with their current employer for at least 1 year. This criterion ensures that our financial solutions are offered to individuals with a proven track record of employment stability.
At Orion Finance World, our commitment is to provide inclusive and transparent financial solutions. We understand that everyone's financial journey is unique, and our eligibility criteria reflect our dedication to making car ownership achievable for a diverse range of individuals.

At Orion Finance World, we understand that flexibility in loan tenure is crucial for our customers. The duration of your car loan, also known as the Vehicle Loan tenure, is a dynamic aspect that depends on both the loan amount and your repayment capacity. Our goal is to provide tailored solutions that align with your financial goals and lifestyle.
Flexible Car Loan Tenure : Orion Finance World offers a diverse range of loan tenures to suit your individual preferences and financial situation. The car loan tenure typically spans from 01 to 07 years, providing you with the freedom to choose a repayment period that best aligns with your budget and ensures comfortable EMIs.
Customized Repayment Plans : We believe in empowering our customers to make informed decisions. Our team works closely with you to create personalized repayment plans that factor in your unique circumstances. Whether you prefer a shorter tenure to pay off your loan quickly or a longer duration for more affordable EMIs, we have options to cater to your needs.
Factors Influencing Tenure : Understanding that every customer is different, we take into account various factors, including the loan amount and your repayment capacity, to determine the most suitable tenure for your car loan. This approach ensures that our financing solutions are not only convenient but also align with your financial goals.
At Orion Finance World, we prioritize transparency and customer satisfaction. Our flexible car loan tenure options exemplify our commitment to providing a seamless and customer-centric borrowing experience. Get ready to hit the road with the car of your dreams, supported by a loan tenure that suits your lifestyle

At Orion Finance World, we understand that your financial needs are diverse, and we provide solutions that empower your choices. If you're considering the possibility of owning two cars or have distinct requirements for separate vehicles, you'll be delighted to know that you can apply for two separate car loans. Whether it's from different banks or NBFCs, or even from the same financial institution, our aim is to offer you the flexibility and freedom to make choices that align with your aspirations.
Dual Car Ownership Made Easy : Orion Finance World simplifies the process of acquiring multiple cars by facilitating the application for two separate car loans. Whether you have specific preferences for different vehicles or intend to meet distinct mobility needs, our financing solutions cater to your unique requirements.
Options from Multiple Lenders : You have the option to explore offerings from different banks or NBFCs, each with its unique terms and conditions. This diversity allows you to select the financial partner that best suits your preferences and offers competitive interest rates, ensuring that you make well-informed decisions.
Streamlined Application Process : Our online application process is designed to be efficient and hassle-free. By leveraging technology, we've made it easy for you to initiate and complete the application process for two separate car loans. This not only saves you time but also ensures a seamless experience.
Considerations for Optimal Benefits : While the option to apply for two car loans provides flexibility, it's advisable to consider factors such as interest rates, loan terms, and eligibility criteria from each lender. This helps you optimize the benefits and make informed decisions that align with your financial goals.
At Orion Finance World, we empower you to embrace the opportunities that come with dual car ownership. Apply for two separate car loans with confidence, knowing that our solutions are tailored to meet your unique aspirations.

At Orion Finance World, we demystify the process of acquiring your dream car by offering seamless car loan solutions tailored to your needs. A car loan is essentially a financial tool designed to empower individuals in realizing their aspirations of car ownership. What sets it apart is its secured nature, with the purchased car itself serving as collateral.
Secured Financing for Your Dream Car : A car loan from Orion Finance World is your key to unlocking the doors of car ownership. This secured financing solution ensures that you can drive home your desired vehicle without the need for additional collateral. The car you wish to buy becomes the collateral, streamlining the loan process and making it more accessible.
No Additional Collateral Requirements : One of the distinctive features of our car loan offerings is the absence of the need for additional collateral. Your dream car is significant enough to secure the loan, eliminating the complexities associated with arranging additional security. This not only expedites the approval process but also enhances the convenience of securing the funds you need.
Seamless Application Process : Applying for a car loan with Orion Finance World is a seamless and user-friendly experience. Our online application process is designed to be efficient, allowing you to embark on your car-buying journey with confidence. No additional collateral requirements mean a simplified and expedited process.
Choose Orion Finance World for a car loan that aligns with your aspirations – where your dream car is not just a vision but a tangible reality secured by the value it brings to your life.

At Orion Finance World, we understand that the journey to owning your dream car is often paved with financial considerations. To facilitate this exciting chapter, we provide car loans with approval amounts that typically span from 80% to 90% of the car's on-road price. In today's dynamic financing landscape, some lenders, including Orion Finance World, even offer 100% car loans for specific models and select vehicle brands.
Flexible Financing for Your Dream Car : Our commitment to making your dream car a reality is reflected in the flexibility of our financing solutions. When you choose Orion Finance World for your car loan, you can expect approval amounts that cover a significant portion of the on-road price. This enables you to navigate the car-buying journey with confidence, knowing that your dream vehicle is well within reach.
Up to 100% Financing Options : Recognizing the evolving needs of our customers, we go beyond conventional financing by offering up to 100% financing on select models from preferred vehicle brands. This means you have the opportunity to finance the entire on-road price of your dream car, making it more accessible and affordable.
Empowering Your Car-Buying Experience : Orion Finance World is dedicated to empowering your car-buying experience through innovative and customer-centric financing solutions. Our commitment to providing substantial loan amounts ensures that you can choose the car that perfectly aligns with your preferences and lifestyle.
Navigating the Road to Ownership : With Orion Finance World, the road to car ownership is smooth and well-paved. Our financing options are tailored to cater to diverse needs, offering you the flexibility to select the loan amount that suits your budget and preferences. Whether it's 80%, 90%, or even 100% financing, we're here to make your dream car a reality.
Choose Orion Finance World for a car loan that not only meets but exceeds your expectations – where financing aligns seamlessly with your aspirations, propelling you toward the driver's seat of your dream car

At Orion Finance World, we believe in a hassle-free documentation process to make your journey towards securing a car loan seamless and efficient. The necessary documents for your car loan application include:

  1. Age Proof:

    Submission of a valid age proof document is essential. This could include your Aadhar card, passport, or any other government-issued identification indicating your age.

  2. ID Proof:

    An official ID proof is required for identity verification. Commonly accepted documents include your Aadhar card, passport, or driver's license.

  3. Application Form:

    Our straightforward application form is designed for your convenience. Completing this form accurately ensures a smooth processing experience.

  4. Photograph:

    A recent passport-sized photograph is needed as part of your application. Ensure clarity and adherence to guidelines for a quick verification process.

  5. Residence Proof:

    A valid proof of residence, such as a utility bill or rental agreement, is required. This document confirms your current residential address.

  6. Income Proof:

    Submission of income proof is a crucial step. Depending on your employment type, this could include salary slips for salaried individuals or income tax returns for self-employed individuals.

  7. Bank Statement:

    Providing the latest bank statement reflecting your financial transactions is necessary. This assists in evaluating your financial stability.

  8. Signature Verification Proof:

    A signature verification proof, often required by financial institutions, ensures the authenticity of your signatures on various documents.

  9. Pro-forma Invoice or Rate List:

    For car loan applicants, a pro-forma invoice or rate list from the dealership is essential. This document outlines the cost details of the vehicle you intend to purchase.

At Orion Finance World, we strive to keep the documentation process transparent and straightforward. Our goal is to facilitate your car loan application with minimal stress and maximum efficiency. Trust us to guide you through the process, ensuring a swift and satisfactory loan approval experience

At Orion Finance World, we understand the importance of flexibility in managing your Equated Monthly Installments (EMIs). When you choose us for your car loan, you gain the freedom to decide your EMI due date according to your convenience.

Key Points:

  1. Customizable EMI Due Date:

    We empower borrowers by offering a customizable EMI due date. Whether you prefer the first of the month, the fifth, or any other specific day, we provide you with the flexibility to choose a date that aligns with your financial preferences.

  2. Tailored to Your Convenience:

    Recognizing that every borrower has unique financial situations, we believe in tailoring the loan repayment experience to your convenience. Our goal is to make the process as borrower-friendly as possible.

  3. Automated Processing for Efficiency:

    While you have the freedom to choose your EMI due date, some banks prefer fixed processing days. These are often automated to streamline the loan management process. However, we offer a range of options to ensure you find a suitable match for your preferences.

  4. User-Friendly Options:

    Our user-friendly approach allows you to select from multiple options. This ensures that you have the control to manage your loan effectively, making the EMI repayment process a stress-free experience.

At Orion Finance World, we prioritize your convenience and aim to provide a seamless loan repayment journey. Choose us for a car loan experience that adapts to your needs and puts you in control of your financial commitments.

At Orion Finance World, we understand that your dream car doesn't always have to be brand new. That's why we offer financing solutions for used cars, providing you with the opportunity to own the vehicle you desire. However, it's important to note that the interest rates for used cars may be slightly higher compared to new ones.

Key Points:

  1. Flexible Financing for Used Cars

    We believe in making your dream car a reality, even if it's pre-owned. Our financing solutions extend to used cars, allowing you to choose from a wide range of options that fit your preferences

  2. Higher Interest Rates for Used Cars

    While we provide financing for used cars, it's essential to be aware that the interest rates may be slightly higher. This is because used cars generally have lower resale values compared to new ones, impacting the risk perception for lenders.

  3. Tailored Solutions for Every Budget

    Despite the higher interest rates for used cars, we strive to offer tailored solutions that align with your budget and financial goals. Our goal is to provide you with a financing experience that is both accessible and accommodating

  4. Transparent Loan Terms

    At Orion Finance World, we prioritize transparency. Our loan terms and conditions are clear and straightforward, ensuring that you have a complete understanding of the financial commitment you are entering into.

Choose Orion Finance World for a reliable and transparent financing experience, whether you're eyeing a brand-new model or a well-maintained used car

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